The ambitious initiative, ‘Dhan ki baat’ is conceived and developed in line with the directions of the ‘National Strategy for Financial Education 2020-2025’ document. Apart from providing the basic financial awareness and education, there is much focus on ensuring effective financial inclusion through multiple steps. The project helps citizens in achieving sufficient knowledge and expertise to enjoy the benefits of various Government initiatives and schemes.
Focus Areas
It focuses on multiple aspects such as financial literacy, savings behavior, participation in financial markets, credit discipline, digital financial services and security, various financial product offerings etc. The project is envisaged to be developed and implemented with a holistic approach, along with the support from multiple stakeholders including the Government of India, State Governments, Local Bodies, Corporates and various Banking & Financial Institutions.
Literacy, Education and Inclusion
Social Impact
The financial literacy, awareness, and knowledge will dramatically improve the Indian economy and quality of life of the people. Even 10% improvement in financial literacy and inclusion can create significant growth in the economy especially in terms of the growth of GDP.